Terms of Service

1. Nature of services

MoroccoROI is an information and financial simulation site dedicated to real estate investment in Morocco. The tools offered (rental ROI calculator, mortgage simulator, gross yield calculator, Airbnb revenue estimator) are provided free of charge for informational purposes only.

These tools perform calculations based on the parameters you enter. The results are financial estimates and do not constitute a financing offer, investment advice, financial advice, or legal advice.

2. Disclaimer: not professional advice

The results provided by MoroccoROI simulators are calculated from the data you enter and general market parameters (reference rates, tax schedules, standard acquisition costs). These results are indicative estimates only.

Before making any property investment decision, taking out a mortgage, or planning your tax position, we strongly recommend consulting a qualified professional: a licensed real estate agent, bank adviser, chartered accountant, or legal adviser. MoroccoROI does not replace personalised professional advice.

3. Accuracy of information

We strive to maintain the accuracy of the calculation formulas, rates, and regulatory information presented on this site. But tax regulations and market conditions change regularly. Some information may not reflect the latest legislative changes or banking conditions in force at the time of your consultation.

We do not guarantee that results are error-free or perfectly suited to your personal situation. You use the tools on this site at your own risk. If in doubt about a calculation or regulatory information, verify with the Direction Générale des Impôts (tax.gov.ma), Bank Al-Maghrib (bkam.ma), or a qualified professional.

4. Intellectual property

All content published on MoroccoROI (blog articles, guides, formulas, illustrations, source code and interfaces) is the intellectual property of Hamza Yerrou / MoroccoROI, unless explicitly stated otherwise. Any reproduction, distribution, or commercial use without prior written permission is prohibited.

You are permitted to quote or share excerpts from our content provided you cite the source with a link to the original page. Tools may not be reproduced, embedded, or exploited on third-party sites without permission.

5. External links

This site may contain links to third-party sites (Direction Générale des Impôts, Bank Al-Maghrib, ANCFCC, Mubawab, Agenz, etc.) as references. These links are provided for your information and do not constitute an endorsement, recommendation, or guarantee of the content of those sites. MoroccoROI is not responsible for third-party site content.

6. Limitation of liability

MoroccoROI and its author cannot be held liable for investment, financing, or tax decisions made on the basis of results provided by the tools on this site. Use of the simulators is entirely at the user's own risk.

MoroccoROI shall not be liable for financial losses or direct or indirect damages resulting from the use or non-use of information or tools offered on this site.

7. Amendments

We reserve the right to modify these terms of service at any time without notice. Modifications take effect upon publication on this page. Your continued use of the site after publication of changes constitutes acceptance of the new terms.

8. Contact

For any questions regarding these terms of service, you can contact us at: contact@moroccoroi.com.