Are these tools really free?

Yes. Every simulator on this page is free and needs no sign-up. You can run as many simulations as you want.

Do the calculations include Moroccan acquisition fees?

Yes. Registration duties, land registry fees and notary fees are built into the ROI and mortgage tools, so the result shows your real cost, not just the purchase price.

Which tool should I start with?

Use the quick yield calculator to screen properties, then the main ROI simulator to compare long-term rental and Airbnb before you make an offer.

Morocco Real Estate Calculators

How these simulators work

Every tool on this page applies the real fees and taxes of the Moroccan market, not international averages. Enter a purchase price of 1,200,000 MAD and the calculation includes registration duties (4% for residential property), the land registry fee (around 1.5%), notary fees (about 1% before VAT) and file charges.

The result reflects your full acquisition cost, not just the seller's asking price. That gap, often 6 to 8% of the price, is exactly what many investors forget when they estimate their real yield.

Example: the real cost of a 1,200,000 MAD property

For an apartment listed at 1,200,000 MAD, acquisition costs break down as follows: 48,000 MAD of registration duty (4%), 18,000 MAD of land registry fee (1.5%), 12,000 MAD of notary fees plus 1,200 MAD of VAT at 10%, and about 2,000 MAD of stamps and sundry costs. Total: 81,200 MAD, or 6.8% of the price.

With a loan covering 80% of the price (960,000 MAD over 20 years at 5%), the monthly payment comes to 6,336 MAD and total interest to about 560,500 MAD. The cash you need to bring is not 240,000 MAD but 321,200 MAD once fees are included. That is the figure our ROI and mortgage simulators show you from the first input.

Which simulator fits your project

Comparing several properties before viewing? Start with the quick yield calculator: two inputs, one gross percentage, built for screening a shortlist. For a buying decision, move to the main ROI simulator, which compares long-term rental and Airbnb operation on the same property.

If you borrow, the mortgage simulator gives your exact monthly payment, the amortization table and the total interest cost over 20 or 25 years. For your tax return, the rental income tax calculator applies the 40% deduction on property income and the 2026 IR brackets.

The data behind the numbers

Rents, price per m² and yield rates by city draw on market listings, ANCFCC data and our field observations, updated for 2026. Tax parameters follow the General Tax Code (CGI) and the rates published by the DGI.

Credit rates reflect the average conditions offered by Morocco's main banks, within the framework set by Bank Al-Maghrib. When a rate or a bracket changes, we update the tools so your simulations stay reliable.

Check before you decide

These simulators give indicative results to prepare your decision. They do not replace advice from a notary, a chartered accountant or your bank advisor, who will confirm the exact figures for your file.

Before signing a sale agreement or a loan contract, have every amount verified by a professional. A 0.3-point difference on the rate, or a few thousand MAD on fees, changes your return over the full holding period.

Frequently asked questions

Are these tools really free?: Yes. Every simulator on this page is free and needs no sign-up. You can run as many simulations as you want.
Do the calculations include Moroccan acquisition fees?: Yes. Registration duties, land registry fees and notary fees are built into the ROI and mortgage tools, so the result shows your real cost, not just the purchase price.
Which tool should I start with?: Use the quick yield calculator to screen properties, then the main ROI simulator to compare long-term rental and Airbnb before you make an offer.